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Financial Literacy

Learn about money and how to save, spend, borrow, and invest it.

Activities


Elementary

Gold Canadian dollar coin

Kindergarten Mathematics

Understanding Coins

Learn about Canadian coins and their value. Then explore how different coin combinations can be used to pay for things you want to buy.

Canadian plasctic banknotes

Grade 1 Mathematics

Understanding Bills

Explore the names and values of Canadian bills and sort them in a variety of ways.

Canadian coins

Grade 1 Mathematics

Giving Back

Build understanding of Canadian coins and bills by practicing counting change for different purchases.

A person using a vending machine

Grade 2 Mathematics

Making Change

Explore how to create different money values with different combinations of coins.

Basket

Grade 3 Mathematics

What's for Dinner?

Explore the math of grocery shopping by calculating the cost of common food items.

Swing Set

Grade 3 Mathematics

A New Swing Set

Practice how to use tables and equations when solving addition and subtraction problems about money.

Children recycling and cleaning up trash in a park setting.

Grade 4 Mathematics

Earning Income & Volunteering

Discover the similarities and differences between employment and volunteer work.

Wallet

Grade 4 Mathematics

Payments Online

Build understanding of the pros and cons of shopping online, including protecting yourself from fraud.

Yogurt

Grade 5 Mathematics

Value of Goods

Practice shopping smart by comparing unit rates of products that are sold in different sizes.

A hairstylist cutting a child's hair in a salon.

Grade 5 Mathematics

Value of Services

Discover how unit rates are used in your community and beyond.

Bundles of Canadian money with a percentage symbol.

Grade 6 Mathematics

Lending and Borrowing

Explore the benefits and risks of borrowing and lending money for different kinds of purchases.

Laptop

Grade 6 Mathematics

Privacy

Learn about information privacy and how to protect your financial privacy.

Planning

Grade 7 Mathematics

Planning For and Reaching Financial Goals

Discover how to plan for long term financial help and where to look for reliable information to help you along the way.

Family

Grade 7 Mathematics

Getting Advice about Reaching Financial Goals

Explore resources for seeking reliable advice about finances situations.

Word cloud depicting terms related to money transfer and fees.

Grade 8 Mathematics

Exploring Ways to Pay

Learn about the advantages and disadvantages of using various payment options when dealing with a different currency

Credit Card

Grade 8 Mathematics

Choosing the Right Credit Card

Practice applying critical thinking strategies when comparing different aspects of offers.

Secondary

Coins stacked with an arrow indicating a decrease in value.

Grade 9 Mathematics

Appreciation and depreciation

Explore the effects of different interest rates, borrowing times and ways interest is calculated.

Display

Grade 9 Mathematics

Tools to evaluate financial decisions

Practice using tools to assist you in calculating different kinds of interest.

Graph showing rising trend with cash and coins in the foreground.

Grade 9 Mathematics

Simple interest

Learn about how simple interest is calculated and apply your knowledge in real world scenarios.

Chart

Grade 9 Mathematics

Compound interest

Explore the power of compound interest by practicing using manual calculations and tools.

Graduation Requirement


Resources and information to help you prepare for the Grade 10 Financial Literacy Graduation Requirement

Payment

Grade 4-6 Mathematics

What do we need to know about payment methods?

Learn about what makes different methods of payment accessible, safe and a good deal.

Calculator

Grade 4-6 Mathematics

What steps can I take to create a simple budget?

Explore how to track your money and create a budget using five simple steps.

passport

Grade 4-6 Mathematics

How exactly do taxes matter?

Build understanding about the types of government, where taxes go and how you can make a difference in your community.

A jar filled with coins

Grade 4-6 Mathematics

What's the difference between saving and investing?

Is it better to save or invest? Explore how to create a financial goal and the best way to save.

Boy in a wheelchair working on a laptop with financial graphics around.

Grade 4-6 Mathematics

Credit....what's it all about?

Build your understanding of the relationship between credit and debt.

Person balancing income and expenses on a scale.

Grade 7-9 Mathematics

Balancing your budget. Tips and tricks that you shouldn't miss.

Learn tips and tricks to help you understand, create and balance a budget.

A collection of media promoting eco-friendly cleaning products and news.

Grade 7-9 Mathematics

Is it free, or is there a fee?

Is it a good deal? Discover the pros and cons of different types of incentive programs.

Two characters pondering with dollar signs and question marks in the background.

Grade 7-9 Mathematics

Simple vs. compound interest

Explore the differences between simple and compound interest.

Charts

Grade 7-9 Mathematics

Is the value increasing or decreasing?

Learn tips and tricks about how to understand and track savings and investments.

currency

Grade 7-9 Mathematics

A guide to foreign currency.

Build your understanding of foreign currency and exchange rates.

Crypto Cons

Videos


Recession

TVO Today YouTube - Money & Economic Matters playlist

Explore economic and financial issues in Ontario.

Pay Day

TVO Learn YouTube - Office Hours playlist

From paystubs to savings, Office Hours helps you build real-world skills for your future

Games


Food on the move

Food on the move

Chef San's food truck business is booming! Lend a hand by purchasing produce at the market, prepping combos in the kitchen, and making change at the busy cash register. Play as the "Appetizer Apprentice" in part one of four.

Gobi Gear Gettter

Gobi Gear Gettter

Order gear and supplies to airlift to your geo-adventurer friends in the Gobi. Affix postage to the packages and use combinations of coins to pilot the gear to the ground, steering clear of the swirling sands!

Money Midway

Money Midway

Step right up! There are lots of carnival games to play. Warm up with small change choices at the coin toss. Then try combinations of coins at the Whack-a-Stack stall or while flying the mechanical UFO.

Snowboard Snap

Snowboard Snap...

This year's SnowJam snowboarding competition is about to begin! Build a strong and stable structure, mount a camera atop and snap photos of the high-flying action. Keep an eye on the weather report—you'll need to factor high winds, freezing rain and heavy snow into your plans.

Explore more games

Explore more games